- In a memorandum describing her upcoming bill, Cappelletti wrote that gun-related injuries and deaths cost Pennsylvanians an estimated $12 million annually through lost wages, physical and mental healthcare payments, first-responder services and other expenses.
- She also states in the memorandum released Friday that some of these burdens should fall on firearm owners via insurance premiums.
- Cappelletti foresees insurers perhaps vary the cost of premiums based on whether policyholders take what she considers appropriate precautions.
- “The General Assembly has not acted on sensible firearms legislation, but insurers can incentivize gun owners to implement safety measures, like using gun safes, installing trigger locks, and taking gun safety courses,” Cappelletti wrote.
